# Disclosures

# United States Borrowers

Equal Credit Opportunity Act (ECOA)

As required by the ECOA, Collar Networks and its affiliates do not discriminate based on race, color, religion, national origin, sex, marital status, age, or any other prohibited basis because we do not reject any applicants, as all loans are fully secured. Reach out to support@collarnetworks.com if you have any questions in this regard.

Notice for Active-Duty Servicemembers: SCRA Interest Rate Reduction

Active-duty servicemembers may qualify for an interest rate cap of 6% on eligible pre-service loans, as provided under the Servicemembers Civil Relief Act (SCRA). To apply, please submit a written request along with proof of active-duty status (e.g., military orders) to support@collarnetworks.com. For questions, contact us at support@collarnetworks.com. Thank you for your service.